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Are You Covered If You’re in an Accident?
Accident Benefits are changing July 1.
Make sure you understand what’s included.
What are Accident Benefits?
Accident benefits are built into your auto insurance to support you after an accident, regardless of fault. They help cover essential needs during recovery. From medical care and rehabilitation to income support and everyday living expenses, so you can focus on getting back to normal.
Accident Benefits (AB) help provide relief and coverage to the following circumstances:
Medical, Rehabilitation, and Attendant Care Costs
Income Replacement
Caregiver Costs
Non-Earner Costs
Lost Educational Expenses
Visitor Expenses
Housekeeping and Home Maintenance Costs
Damage to Personal Items
Death Expenses
Funeral Expenses
What Should You Do Now?
Before making any changes to your accident benefits coverage, take a moment to understand what you already have and what you may need. A quick review can help you avoid gaps and make more confident decisions.
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Check your current policy to see what accident benefits coverage is already included
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Review workplace or private plans like life or health insurance that may offer additional support
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Consider your needs and what coverage would matter most if you couldn’t work or manage daily tasks
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Speak with a licensed Ontario broker to explore your options before making any changes
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Tune in and join WAVE's "Are You Covered?" month! We're breaking down upcoming Auto insurance changes, sharing helpful tips, and making sure you have everything you need before these changes come into play July 1st! With potential giveaways and prizes to be won, you don't want to miss it!
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