If and when you plan to travel outside your Province and especially outside Canada ‒ even for a day in the United States, for example – you should buy travel health insurance before you leave. Your Canadian health insurance may not pay your medical fees while you are outside Canada.
Your provincial or territorial health plan may cover none, or only a small part, of the costs of your medical care abroad. It will never pay your bills up front.
Foreign hospitals can be very expensive and may require immediate cash payment. In some countries hospitals and clinics will not treat you if you do not have enough insurance or money to pay your bills. The Government of Canada will not pay your medical bills. If you are flying, make sure you get insurance for flight cancellation, trip interruption and coverage for lost luggage!