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Liability Insurance

Everyone is unique.

Finding the proper coverage for the life, that you have built, at the right price is our specialty.  WAVE can help you with your on-line search for insurance. We invite you to begin quoting with us. 

Click the ‘Get A Quote’ button below, to begin your quoting journey. Our Team of License Brokers will assist you once you submit the online form.

Liability insurance is a type of insurance that is designed to protect individuals and businesses from financial losses resulting from lawsuits or legal claims made against them for bodily injury, property damage, or other types of harm. In Ontario, liability insurance is essential for any individual or business that may face legal action due to their actions or the nature of their business.

There are several types of liability insurance policies that are available in Ontario, including:

  1. General liability insurance - this policy provides coverage for bodily injury, property damage, and personal injury claims that may arise from a business's operations or activities.
     

  2. Professional liability insurance - this policy provides coverage for professionals such as doctors, lawyers, and accountants who may face claims related to errors or omissions in their work.
     

  3. Product liability insurance - this policy provides coverage for businesses that manufacture or sell products in case of claims related to product defects or injuries caused by the use of their products.
     

  4. Directors and officers liability insurance - this policy provides coverage for the personal assets of directors and officers if they are sued for wrongful acts or omissions committed in the course of their duties.
     

  5. Cyber liability insurance - this policy provides coverage for losses resulting from cyber attacks or data breaches, including costs associated with notification, credit monitoring, and business interruption.
     

When selecting a liability insurance policy in Ontario, it is important to work with a reputable insurance provider who understands the unique risks and needs of your business. They can help you determine which policies are necessary to protect you or your business, and can provide guidance on coverage limits, deductibles, and premiums.

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