Written by: WAVE Insurance Group Date: July, 29, 2024
Recent heavy rains across Ontario have left many homeowners dealing with the aftermath of basement and home flooding. At WAVE Insurance, we understand the stress and uncertainty that comes with such unexpected events. Our goal is to provide you with the support and resources you need to navigate this challenging time. This guide outlines steps to take immediately after a flood, available resources, and how you can avoid flood damages in the future.
Immediate Steps to Take After a Flood
Ensure Safety First: Before entering your home, ensure it's safe. Turn off electricity and gas if you can do so safely. Avoid walking through standing water, which may contain harmful contaminants.
Document the Damage: Take photos and videos of the affected areas. This documentation is crucial for insurance claims and any disaster assistance you may seek.
Prevent Further Damage: If possible, start removing water and drying out your home to prevent mold growth. Move wet items to a dry area and use fans and dehumidifiers.
Contact Your Insurance Company: Report the flood damage to your insurance company as soon as possible. Provide them with the documentation you've gathered and follow their instructions for filing a claim.
Resources Available for Flood Support
Municipalities across Ontario have come forward with different resources to help provide support to their residents. Please refer to the list of links below to discover you assistance options.
Burlington: Flood Recovery Support
Durham: Basement Flooding Resources
Halton: Enhanced Basement Flooding Prevention Subsidy Program
London: Basement Flooding Grant Program
Mississauga: Foundation Drain Collector Sump Pump Subsidy
Ottawa: Basement Flooding Resources
Preventative Measures for the Future
While we can't control the weather, there are steps you can take to minimize future flood damage:
Install a Sump Pump: A sump pump can help keep your basement dry by pumping out excess water.
Seal Cracks and Gaps: Ensure that your home's foundation, windows, and doors are properly sealed to prevent water from entering.
Elevate Utilities: Consider raising electrical panels, appliances, and heating systems above potential flood levels.
We understand the difficulties that come with flooding and are committed to supporting you every step of the way. If you have any questions about your coverage or need assistance with your claim, please don't hesitate to contact us. Together, we can help you rebuild and recover.
Have more questions? Contact us today! Toll Free: 1-855-809-5166 Email: hello@waveins.ca
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